Auto Loans

Fuel your spring adventures

Spring into savings with low auto loan rates!

Low Rates. Lots of Adventures.

Drive into spring savings with rates as low as 3.49% APR *

Whether you're planning spring road trips or simply upgrading your daily drive, we’ve got you covered with auto loans at a great rate. Use our free payment estimator tool to get an idea of what to expect, and explore all our loan rates here. Don’t wait — the season for savings is now!

*All rates quoted and listed are APR (Annual Percentage Rate). All loans are subject to approval, rates may vary from those listed based on term and credit qualifications. Auto loan rate reflects a .25% discount for enrollment in direct deposit and autopay. Good on new, used or refinanced non-Great Erie auto loans, model years 2024-2025 and up to 24 months. Must apply by April 30th, 2025 and fund by May 17th, 2025. Federally Insured by NCUA.

ESTIMATE YOUR PAYMENTS

Unleash Spring Adventures

Hit the road this spring with our auto loans!
Spring is here, and there’s no better time to upgrade your ride and enjoy the open road. Whether you're planning weekend getaways or just looking for a fresh start, our auto loans make it easy to drive into the new season.

Why choose our auto loans?
Competitive Rates: Enjoy low-interest rates that make financing your vehicle affordable.
Flexible Terms: Choose a repayment plan that fits your budget and lifestyle.
Quick Approval: Get behind the wheel faster with our streamlined application process.
Expert Support: Our team is here to help you every step of the way, from application to approval.

Ready to roll?
Don’t let spring pass you by — apply now and hit the road with confidence!

Affordable auto loans in 3 easy steps

Great Erie is here to steer you to an auto loan budget that won’t put a big dent in your monthly budget.

1. Apply online for your auto loan for fast and easy approval.

2. Become a Member by opening up a savings account with a minimum balance of $5.

3. Get even better rates when you set up direct deposit and auto-pay.

Begin the application process now, and complete these steps to get maximum savings on your next auto loan!

apply now

Ready to conquer spring with great rates?

We're here to help. For more hands-on auto loan guidance, please reach out to Great Erie Loan Officer, Julia Shanahan.Fill out the form below and we will reach out to you, or contact Julia directly at 716.662.1311 ext. 121 or jshanahan@GreatErieFCU.com

Spring Auto Loan Landing Page Contact Form

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What drives Great Erie? Helping People

In our 72+ years of operation we’ve remained committed to our guiding principles —
to make life better for every one of our members. It’s why we strive to offer the lowest rates possible
for auto loans and the best customer service around.

What our members are saying

“I just closed my third car loan with Great Erie. They always beat dealer rates, super easy and fast online application and funding. They made it effortless. Highly recommend.”
— Michelle S.B.

“Love it! Never had such a great experience with a bank or credit union. I have multiple loans and accounts with Great Erie FCU and they give amazing rates.”
— Scott B.

“I’ve been a member of Great Erie for a few years now and I highly recommend them. A+ for their customer service and quick wait time.”
— Kelsey E.

“We have been members for over twenty years. Great Erie continues to meet us with the excellent customer service we deserve.”
— Lisa T.

“This is a credit union where customer service still means something. Whatever my needs, they always have compassionate people available to assist.”
— Marshall C.

FAQs

What types of loans are available during this spring campaign?

We offer auto loans for cars, trucks, and SUVs, RVs, and other recreational vehicles.

What is the starting interest rate for auto loans?

Our auto loans start as low as 3.49% APR, providing you with competitive rates to save more this spring.

Who can apply for a loan with Great Erie?

Anyone in Erie County can apply. To qualify for a loan, you’ll need to become a member by opening a savings account with a minimum $5 deposit.

To qualify for membership, you must live, work, worship, or go to school in Erie County, NY.

How do I apply for an auto or recreational vehicle loan?

You can apply online through our fast and secure application process. Simply click the "Apply Now" button on this page to get started.

What if I need help with my loan application?

You can reach out to our loan officer, Julia Shanahan, directly at 716.662-1311 ext. 121 or via email at jshanahan@GreatErieFCU.com.

Can I estimate my loan payments before applying?

Yes, use our free payment estimator tool to get an idea of your monthly payments.

How long does it take to get approved for a loan?

Our approval process is fast and easy, with most applicants receiving a decision within 24-48 hours.

Why should I choose Great Erie for my loan?

With over 72 years of experience, we’re committed to providing low rates, exceptional customer service, and a seamless borrowing experience. Our members trust us to make their lives better!