Auto Loans

Drive a 
great rate.

Apply now

Drive home knowing you’ve picked the right car and the right loan.

Ready to fast track your auto loan with the lowest rates around?
The best time to do so is right now! Know what you can expect when you apply for an auto loan
with Great Erie using our free payment estimator tool, and view all loan rates here.
ESTIMATE YOUR PAYMENTS
*All rates quoted and listed are APR (Annual Percentage Rate). All loans are subject to approval, rates may vary from those listed based on term and credit qualifications. Auto loan rate reflects a .25% discount for enrollment in direct deposit and autopay. Good on new, used or refinanced non-Great Erie auto loans, model years 2024-2025 and up to 24 months. Must apply by September 30, 2024 and fund by October 19, 2024. Federally Insured by NCUA.

Affordable auto loans in 3 easy steps

Great Erie is here to steer you to an auto loan budget that won’t put a big dent in your monthly budget.
1. Apply online by opening a checking and savings account with at least a $5 minimum deposit.
2. Become a member by opening up checking and savings accounts with at least a $5 deposit.
3. Get even better rates when you opt into direct deposit and auto-pay.
Begin the application process now to get maximum savings on your next auto loan!
apply now

Ready to cruise with low rates?

We’re here to help. For more hands-on auto loan guidance,
please reach out to Fayda Hathaway, our VP of Lending.

Fill out the form below and we will reach out to you, or contact
one of our loan officers directly at 716.662.1311 option 6 or email us at
loans@greateriefcu.com

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What drives Great Erie? Helping People

In our 72+ years of operation we’ve remained committed to our guiding principles —
to make life better for every one of our members. It’s why we strive to offer the lowest rates possible
for auto loans and the best service around.

What our members are saying

FAQs

What documents do I need to apply for an auto loan?

Paystubs, Vehicle Identification Number (VIN) and Mileage

How much can I borrow for an auto loan?

The amount of the loan will depend on the value of the vehicle.

What is the loan term length, and can I choose different terms?

The terms we have go from 24 months to 84 months depending on the year on the vehicle.

Are there any fees associated with applying for or maintaining the loan?

No fees.

Can I get pre-approved for an auto loan, and how long does the pre-approval last?

You can get pre-approved. Credit pull is good for 90 days, but the rate would be good for the duration of the promo.

Do you offer any discounts or special rates for members with excellent credit?

With an excellent credit score, you would be qualified for the best rates available.

What happens if I want to pay off my loan early? Are there any penalties?

There are no penalties to pay off the loan early.