Rev. 12/2023

GREAT ERIE FEDERAL CREDIT UNION PRIVACY POLICY

FACTS

WHAT DOES GREAT ERIE FEDERAL CREDIT UNION DO WITH YOUR
PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand Great Erie Federal Credit Union’s Privacy Policy. At Great Erie Federal Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by Great Erie Federal Credit Union. This notice explains what types of member information we collect and under what circumstances we may share it.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand Great Erie Federal Credit Union’s Privacy Policy.

At Great Erie Federal Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by Great Erie Federal Credit Union. This notice explains what types of member information we collect and under what circumstances we may share it.

What?	The types of personal information we collect and share depend on the accounts or services you have with us. This information can include: Name, address, Social Security number, and income Account balances and transaction history Credit history and credit scores The mobile banking app may collect personal information from you or your financial institution, such as your first and last name, address, email, User IDs, telephone number, and social security number when you create an account and use. This information could include your address or contacts (e.g. to make P2P (peer to peer) payments using Zelle or other payments functionality). We will collect the financial and transaction information necessary to provide you with the Services, including account numbers, payment card expiration date, payment card identification, verification numbers, and transaction and payment history. When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.
How?	All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Great Erie Federal Credit Union chooses to share; and whether you can limit this sharing.

What?

The types of personal information we collect and share depend on the accounts or services you have with us. This information can include:

Name, address, Social Security number, and income
Account balances and transaction history
Credit history and credit scores

The mobile banking app may collect personal information from you or your financial institution, such as your first and last name, address, email, User IDs, telephone number, and social security number when you create an account and use. This information could include your address or contacts (e.g. to make P2P (peer to peer) payments using Zelle
or other payments functionality). We will collect the financial and transaction information necessary to provide you with the Services, including account numbers, payment card expiration date, payment card identification, verification numbers, and transaction and payment history.

When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Great Erie Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Great Erie Federal Credit Union share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	We don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We don’t share
For nonaffiliates to market to you	No	We don’t share

Questions?	Call 716-662-1311 or, send us an email at greaterie@greateriefcu.com or write to us at: Great Erie Federal Credit Union, 4000 North Buffalo Road, Orchard Park, NY 14127.

What we do

How does Great Erie Federal Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.
How does Great Erie Federal Credit Union collect my personal information?	We collect your personal information, for example, when you open an account or apply for a loan apply for any credit union service you visit our website, provide us information on any online application or transaction, or information you send to us by email. use your credit or debit card or pay your bills make deposits to or withdrawals from your accounts use our mobile banking app We also collect your personal information from others, including credit bureaus or other companies.
Why can’t I limit all sharing?	Federal law only gives you the right to limit information sharing as follows: sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

How does Great Erie Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.

How does Great Erie Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

open an account or apply for a loan
apply for any credit union service
you visit our website, provide us information on any online application or transaction, or information you send to us by email.
use your credit or debit card or pay your bills
make deposits to or withdrawals from your accounts
use our mobile banking app

We also collect your personal information from others, including credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law only gives you the right to limit information sharing as follows:

sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Great Erie Federal Credit Union has no affiliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Great Erie Federal Credit Union does not share with nonaffiliates so they can market to you, except for our joint marketing arrangements.
Joint marketing	A formal agreement between Great Erie Federal Credit Union and a nonaffiliated financial company where we jointly market financial products or services to you. Our joint marketing partners include insurance and financial service providers.

Privacy Policy

GREAT ERIE FEDERAL CREDIT UNION PRIVACY POLICY

What we do

Definitions

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