New E-Book: Home Improvement 101

Unlock your home’s potential

Get The Guide

Learn how to use your home’s equity to fund renovations, repairs, and major projects — with guidance from local experts you can trust.

get your copy

What You’ll Learn

In this free e-book, we cover:

How home equity works
The difference between HELOCs and home equity loans
How lenders decide how much you can borrow
What lenders look at before approving a loan
Common borrowing mistakes to avoid
When using home equity makes sense — and when it doesn't
How to prepare before you apply
What to expect during the renovation process, from planning to final build
How to budget for your project — insights from a local contractor

Preparing ahead of time can make the application process smoother and help you get better loan options.

THIS E-BOOK IS FOR YOU IF…

You want to renovate or improve your home

You need to pay for repairs or upgrades

You are curious about using home equity

You want to understand your loan options

You want to avoid borrowing mistakes

You want to ask questions in a relaxed, no-pressure setting

GET YOURS TODAY

Home Improvement Financing Guide

This guide will help you:

Understand HELOCs and home equity loans
Learn how much you may be able to borrow
Know what lenders review
Avoid common borrowing mistakes
Decide if using home equity makes sense for your situation

GET YOUR COPY

Get The Guide

Fill out the form to receive the Home Improvement Financing Guide

Meet Your Mortgage Matchmaker

Suzanne Milton
Mortgage Loan Originator
Great Erie Federal Credit Union
Suzanne joined Great Erie in 2023 and brings over 11 years of experience in the banking and financial industry. She previously spent five years at Owners Choice Funding—our trusted mortgage partner—gaining valuable expertise that now benefits our members directly. Suzanne is dedicated to guiding borrowers through the homebuying process with knowledge, care, and personalized support.

"I am very thankful for the professionalism, kindness and trust I received from Suzanne and the Great Erie Mortgage department. It was greatly appreciated and helped me create my dream."
Sincere thanks - Barb M.

Fill out the form below and we will reach out to you, or contact Suzanne directly at 716.662.1311 ext. 127 or smilton@GreatErieFCU.com

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About Great Erie

Great Erie Federal Credit Union is a member-owned, not-for-profit financial cooperative serving Western New York since 1952.

Our goal is simple — help our members make smart financial decisions with honest guidance, competitive products, and personalized support.

We believe education leads to better choices, which is why we offer workshops like this to help members feel prepared before making important financial decisions.

What drives Great Erie? Helping people.

For over 74+ years, Great Erie FCU has remained committed to one guiding principle: making life better for every one of our members.

What our members are saying

“I am very thankful for the professionalism, kindness and trust I received from Suzanne and the Great Erie Mortgage department. It was greatly appreciated and helped me create my dream.”
— Barb M.

“I just closed my third car loan with Great Erie. They always beat dealer rates, super easy and fast online application and funding. They made it effortless. Highly recommend.”
— Michelle S.B.

“Love it! Never had such a great experience with a bank or credit union. I have multiple loans and accounts with Great Erie FCU and they give amazing rates.”
— Scott B.

“I’ve been a member of Great Erie for a few years now and I highly recommend them. A+ for their customer service and quick wait time.”
— Kelsey E.

“We have been members for over twenty years. Great Erie continues to meet us with the excellent customer service we deserve.”
— Lisa T.

“This is a credit union where customer service still means something. Whatever my needs, they always have compassionate people available to assist.”
— Marshall C.