Auto Loans

Zoom into low rates

Apply now for an auto loan with Great Erie

Apply now

Auto loans as low as 3.24% APR

Whether you're buying or refinancing, now’s the time to shift into savings. Great Erie is offering limited-time auto loan rates as low as 3.24% APR (with auto pay). Looking for an RV? Take advantage of rates starting at 5.29% APR for up to 30 months.

Use our Payment Estimator Tool to run the numbers and see how much you’ll save.

Loan approval and rate are based on creditworthiness. This offer is valid for new, used, or refinanced auto loans from another financial institution. Eligible vehicles must be model years 2025 or 2026. Current Great Erie FCU auto loans do not qualify for refinancing under this promotion. Applications must be submitted by December 20, 2025, and loans must be funded by December 31, 2025. Other terms and conditions may apply. Membership eligibility is required. Federally insured by NCUA.

ESTIMATE YOUR PAYMENTS

Getting a Great Erie Auto Loan is Easy

Let’s keep this simple. Here’s how you save big:
1. Apply online for your auto loan for fast and easy approval.
2. Open a Great Erie checking account and deposit $5 to become a member.
3. Set up auto pay to get our best rates.
Begin the application process now, and complete these steps to get maximum savings on your next auto loan!
apply now

Ready to cruise with low rates?

Julia
We're here to help. For more hands-on auto loan guidance, please reach out to Great Erie Loan Officer, Julia Shanahan.

Fill out the form below and we will reach out to you, or contact Julia directly at 716.662.1311 ext. 121 or
jshanahan@GreatErieFCU.com

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What drives Great Erie? Helping People

In our 72+ years of operation we’ve remained committed to our guiding principles —
to make life better for every one of our members. It’s why we strive to offer the lowest rates possible
for auto loans and the best customer service around.

What our members are saying

“Great Erie FCU is very easy to work with and very prompt in calling you back and assisting with whatever you need. Very easy in understanding the paperwork and requirements you need for your loan.”
— Brad W.
“With Susan’s help, I was able to get my account access figured out. I truly appreciate her calmness and reassurance and helping me get things taken care of.”
— Joanna K.
“I had a wonderful experience with Suzanne from Great Erie while applying for my daughter’s auto loan. The entire process of paying the lease and purchasing the vehicle was so smooth and timely. I will always go through Great Erie FCU for all my lending needs and refer my friends and family.”
— Carrie H.
“The personal (customer) care that one receives at a credit union is why I prefer to work with a credit union, the rates are why I chose to go with Great Erie. Julia was great from start to finish, will definitely return.”
— Lisa K.

FAQs

What documents do I need to apply for an auto loan?

Paystubs, Vehicle Identification Number (VIN) and Mileage

How much can I borrow for an auto loan?

The amount of the loan will depend on the value of the vehicle.

What is the loan term length, and can I choose different terms?

The terms we have go from 24 months to 84 months depending on the year on the vehicle.

Are there any fees associated with applying for or maintaining the loan?

No fees.

Can I get pre-approved for an auto loan, and how long does the pre-approval last?

You can get pre-approved. Credit pull is good for 90 days, but the rate would be good for the duration of the promo.

Do you offer any discounts or special rates for members with excellent credit?

With an excellent credit score, you would be qualified for the best rates available.

What happens if I want to pay off my loan early? Are there any penalties?

There are no penalties to pay off the loan early.