FAQs
What documents do I need to apply for an auto loan?
Paystubs, Vehicle Identification Number (VIN) and Mileage
How much can I borrow for an auto loan?
The amount of the loan will depend on the value of the vehicle.
What is the loan term length, and can I choose different terms?
The terms we have go from 24 months to 84 months depending on the year on the vehicle.
Are there any fees associated with applying for or maintaining the loan?
No fees.
Can I get pre-approved for an auto loan, and how long does the pre-approval last?
You can get pre-approved. Credit pull is good for 90 days, but the rate would be good for the duration of the promo.
Do you offer any discounts or special rates for members with excellent credit?
With an excellent credit score, you would be qualified for the best rates available.
What happens if I want to pay off my loan early? Are there any penalties?
There are no penalties to pay off the loan early.